Howard Kraft, XO Health Chief Strategy and Innovation Officer is responsible for product and marketing strategy including direct responsibility for XO’s Solution Road Map, Performance Framework, Market Research and Engagement Strategy, and co-leadership of member and provider experience.

He is a healthcare leader and client advocate with over 30 years of experience in innovative health care strategy, design, and implementation. Throughout his career, Howard has worked to improve the impact of health on business success by helping to align strategies to optimize an employer’s investment in its human capital resources. Before joining XO, Howard led the Total Health team at a large commercial carrier, served as a partner leading key Fortune 100 client healthcare strategies and national clinical consulting specialty practice at Mercer, and served in a variety of leadership roles in employer health and human resources.